Expense Settlement Optimizer
Minimize the number of payments needed to settle shared expenses.
Overview
After splitting expenses, everyone owes different amounts to different parties. Making all those individual payments is messy. This optimizer calculates the minimum number of payments needed to settle all balances. Instead of 10 payments, maybe you only need 3—saving time and transaction fees.
Key Benefits
- Reduces number of settlement payments
- Calculates optimal payment flows
- Clear instructions: who pays whom, how much
- Saves on transaction fees
- Simplifies multi-party settlements
How It Works
Input who owes what to whom
Algorithm calculates optimal settlement
Get simple payment instructions
Settle with minimum transactions
Frequently Asked Questions
How many payments can this reduce?
Depends on the situation, but typically reduces payments by 50-70% compared to direct bilateral settlements.
Does this work for any number of parties?
Yes, works for 2 parties up to dozens. The more parties, the more optimization possible.
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